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Legal Centre

Legal, treated like product.

Below is general guidance on how selling a vehicle works across our markets. Our binding agreements are drafted with counsel and appear here the day each one is final β€” we publish real agreements or nothing, never boilerplate stand-ins.

Ownership & finance

What proves you can sell the car?
It differs by country. In the United States, the certificate of title names the legal owner; selling means signing the title over and clearing any lien. In the United Kingdom, the V5C registration certificate names the registered KEEPER β€” which is not the same as legal owner β€” so a seller confirms they are entitled to sell and settles any outstanding finance. In the United Arab Emirates, the Mulkiya (vehicle registration card) is transferred at the emirate's traffic authority once any bank finance is cleared.
Money still owed on the car
If there is finance outstanding, it must be settled as part of the sale. In the US this is a lien recorded against the title, released when the loan is paid. In the UK it is outstanding finance (HP/PCP) settled directly with the lender. In the UAE the bank issues a clearance letter before the Mulkiya can transfer. A car can still be sold with finance on it β€” the balance is simply paid off as part of completing the sale.
Roadworthiness
Most markets require a valid roadworthiness certificate for a car in use: an MOT in the UK, a state safety/emissions inspection in many US states, and a periodic vehicle test in the UAE. A current certificate is not a warranty of condition β€” it is a point-in-time check.

Your responsibilities & rights

Selling privately vs. to a trade buyer
Consumer-protection rules that cover a business selling TO a consumer generally do not apply the same way when a private individual sells to a dealer. A private seller's core obligation is honesty: the car must be described accurately and not misrepresented. Deliberately hiding a known fault can leave a seller liable.
Describe the car accurately
Declare what you genuinely know β€” mileage, accident history, known faults, and whether the car matches its paperwork. An honest declaration protects you: it is the record the transaction is built on, and it is what a structured collection check is measured against.
Your data and privacy
Selling a car involves personal data (your identity, contact details, the vehicle's identifiers). Reputable platforms collect only what a sale needs, keep your exact location and contact details private until you accept an offer, and let you ask what is held about you. Never share full bank details, passwords, or one-time codes with a buyer.

This is general information to help you understand how selling a vehicle works. It is not legal advice, it is not specific to your situation, and it is not an agreement with AutoHouseIQ or anyone else. For advice on your circumstances, consult a qualified professional in your country.

Marketplace agreements

These are the binding documents. Each publishes here once counsel has finalised it for the market.

Terms of Service
The agreement governing use of the platform.
In counsel drafting
Privacy Policy
What we collect, why, and how it's protected.
In counsel drafting
Seller Terms
The terms that apply when you list and sell a vehicle.
In counsel drafting
Dealer Agreement
Verification, bidding, fees, and conduct for dealers.
In counsel drafting
Fee, Cancellation & Refund Policy
How the marketplace fee, credits, and refunds work.
In counsel drafting

AutoHouseIQ is a neutral technology platform and marketplace operator. It is not a party to any vehicle sale, does not buy, sell or own vehicles, and does not provide financial, legal, insurance or investment advice.

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